What is the penalty for registering a vehicle in Virginia without liability insurance?

What is the penalty for registering a vehicle in Virginia without liability insurance?

• A. $250 uninsured motorist fee
• B. $500 uninsured motorist fee
• C. $750 uninsured motorist fee
• D. $1,000 uninsured motorist fee

Answer: (B)

The penalty for registering a vehicle in Virginia without liability insurance is a $500 uninsured motorist fee. This fee is imposed to encourage drivers to maintain proper insurance coverage, which protects not only the driver but also other road users in case of an accident. Virginia law requires all registered vehicles to have liability insurance to help ensure that drivers are financially responsible for any damages or injuries their vehicles may cause. The rationale behind this fee structure is to deter individuals from driving without insurance, as it poses a risk to the safety of all motorists. By setting a $500 penalty, Virginia emphasizes the importance of having insurance while also providing a manageable fine compared to higher rates that could be burdensome to some. This establishes a balance between encouraging compliance and ensuring public safety.

The penalty for registering a vehicle in Virginia without liability insurance is a $500 uninsured motorist fee. This fee is imposed to encourage drivers to maintain proper insurance coverage, which protects not only the driver but also other road users in case of an accident. Virginia law requires all registered vehicles to have liability insurance to help ensure that drivers are financially responsible for any damages or injuries their vehicles may cause.

The rationale behind this fee structure is to deter individuals from driving without insurance, as it poses a risk to the safety of all motorists. By setting a $500 penalty, Virginia emphasizes the importance of having insurance while also providing a manageable fine compared to higher rates that could be burdensome to some. This establishes a balance between encouraging compliance and ensuring public safety.